We work with Colorado Springs families at every stage of life:
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If you're raising kids, buying a home, or building your future, you need coverage that grows with you. We help you protect what matters most without breaking the bank.
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Fort Carson families face unique challenges. We understand deployments, relocations, and the need for straightforward coverage that travels with you.
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Your mortgage is likely your biggest financial obligation. Mortgage protection insurance ensures your family can stay in your home if something happens to you.
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Protect your business, your partners, and your family's financial security with the right coverage strategy.
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Term Insurance.
Protect your family during the years they need it most.
Term life insurance provides affordable coverage for a set period of time — typically 10, 20, or 30 years. It’s designed to replace income, cover the mortgage, and safeguard your family’s financial stability if the unexpected happens. This is one of the simplest and most cost-effective ways to secure meaningful protection. -
Whole Life & Final Expense Insurance.
Permanent protection that never expires.
Whole life insurance builds guaranteed cash value and stays in force for life as long as premiums are paid. Final expense policies are small, budget-friendly whole life plans designed to cover funeral costs, medical bills, and other end-of-life expenses, easing the financial burden on loved ones. These plans are ideal for long-term peace of mind. -
Indexed Universal Life.
A flexible, tax-advantaged strategy for protection and long-term growth.
Indexed Universal Life offers lifelong coverage while allowing your policy’s cash value to grow based on market index performance — without participating directly in the market. You have control over premiums, growth potential, and future access to funds. Great for families and entrepreneurs wanting both protection and a smart wealth-building tool. -
Debt Free Life.
A personalized plan to eliminate debt and build wealth — using life insurance as the engine.
Debt Free Life helps you restructure the way you pay off debt, redirect high-interest payments back to yourself, and build a financial foundation that grows over time. It’s a strategic, nontraditional approach to becoming debt-free sooner while creating a long-term asset for your family. -
Children's Whole Life.
A lifelong gift of protection and opportunity for your child.
Children’s Whole Life provides guaranteed lifetime coverage at a locked-in childhood rate. The policy builds cash value over time and can be used later for college, a first car, or other life milestones. It’s an affordable way to give your child financial security for life. -
Accidental Death Coverage.
Extra protection when life takes an unexpected turn.
Accidental Death coverage pays a tax-free benefit to your family if death occurs due to a covered accident. It’s a simple, low-cost way to increase total protection on top of your existing life insurance. This coverage is ideal for active individuals, parents, and anyone who wants an additional layer of financial security.
Our Process
Common Questions:
Still have questions? Take a look at the FAQ or schedule a time to chat with Kristin today.
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It depends on your age, health, and coverage amount. A healthy 30-year-old can often get $500,000 in term life coverage for $30-50/month.
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A common rule of thumb is 10-12 times your annual income. But the right amount depends on your mortgage, debts, income, and family needs. We'll help you figure it out.
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Many people with health conditions can still get coverage. We work with carriers that specialize in higher-risk applicants and can help you find options.
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It depends. If you have debts (student loans, car payments) or aging parents who depend on you, life insurance can protect them. Plus, locking in a low rate while you're young and healthy is smart planning.
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No! All of our programs are non-medical exam options. Based off of medical and prescription history we can find you the perfect coverage options for your family.
