Terms & Conditions

Terms & Conditions
Last updated: September 30, 2026

These terms apply to communications from Gaines Life Insurance, operated by Kristin Gaines, Colorado Springs, Colorado.

SMS program. By opting in on our application page, you agree to receive text messages from Gaines Life Insurance about your application and scheduling your conversation. Messages may include appointment confirmations, reminders, and follow-up about your application.

Consent. Consent to receive text messages is not a condition of being considered for any opportunity.

Frequency and costs. Message frequency varies. Message and data rates may apply.

Opting out and help. Reply STOP at any time to cancel. Reply HELP for assistance, or contact us at 641-455-8335.

Carrier disclaimer. Carriers are not liable for delayed or undelivered messages.

Privacy. Our Privacy Policy explains how we handle your information. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.