Terms & Conditions

Effective Date: 5/19/25

Welcome to the website of K&K Life Insurance (“Company,” “we,” “our,” or “us”). By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our site.

1. Use of This Website

This website is intended for informational purposes only. By using our site, you agree to use it only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use.

2. Intellectual Property

All content on this website, including text, graphics, logos, images, and other material, is the property of K&K Life Insurance and is protected by copyright and trademark laws. You may not reproduce, distribute, or exploit any content without prior written permission.

3. No Legal or Financial Advice

The information on this website is provided for general educational and informational purposes only and does not constitute legal, financial, or insurance advice. You should not rely solely on the information provided and should consult a licensed professional for specific advice regarding your situation.

4. Limitation of Liability

To the maximum extent permitted by law, K&K Life Insurance shall not be liable for any damages or losses resulting from your use of or inability to use this website or any content therein.

5. External Links

This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites and encourage you to review their policies independently.

6. Privacy Policy

Your use of our website is also subject to our Privacy Policy, which explains how we collect, use, and protect your information. Please review it carefully.

7. Changes to These Terms

We reserve the right to update or change these Terms and Conditions at any time. Continued use of the website after such changes will constitute your acknowledgment and agreement to the updated terms.

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which K&K Life Insurance operates, without regard to its conflict of law principles.

9. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:
📧 info.k2gaines@gmail.com